Queen Creek Homes with Owner May Carry New Financing

Queen Creek Homes with Owner May Carry New Financing

Welcome to Queen Creek, Arizona—where the charm of a small town meets the vibrancy of modern living! Nestled at the base of the picturesque San Tan Mountains, Queen Creek is a thriving community that offers a perfect blend of suburban comfort and outdoor adventure. With its warm climate, stunning desert landscapes, and a strong sense of community, it's no wonder that Queen Creek has become a sought-after destination for families and individuals alike.

One of the standout features of the real estate market in Queen Creek is the availability of homes with owner may carry new financing options. This unique arrangement provides buyers with flexible financing solutions, making it easier to achieve homeownership in this desirable area. Whether you're a first-time buyer or looking to upgrade, these owner-carry options can open doors to your dream home without the traditional hurdles of bank financing.

Queen Creek is not just about beautiful homes; it’s also about a lifestyle. Residents enjoy access to a variety of amenities, including charming parks, top-rated schools, and an array of shopping and dining options. The town also hosts vibrant community events throughout the year, fostering a close-knit atmosphere that welcomes newcomers with open arms.

Explore the stunning neighborhoods of Queen Creek, where you can find everything from spacious family homes to cozy retreats. With owner may carry financing, your dream home is more attainable than ever. Come discover all that Queen Creek has to offer—your new adventure awaits!

Newest Queen Creek Homes with Owner May Carry New Financing

4 Beds ⋅ 3 Baths ⋅ 7058467 MLS ⋅ 2,164 SqFt.

**Low Rate Assumable Loan Available** Built in 2026, this beautifully upgraded home features 4 bedrooms, 3 bathrooms, and a highly desirable split floor plan, including a private secondary bedroom with its own ensuite--perfect for guests, multi-generational living, or a home office. Designed with today's buyer in mind, the open-concept layout showcases designer finishes throughout, including ceramic wood-look tile flooring, recessed LED lighting, and a gourmet kitchen featuring soft-close cabinetry, quartz countertops, stainless steel appliances, a walk-in pantry, and an oversized island that seamlessly flows into the main living area. A three-panel sliding glass door opens to the professionally landscaped backyard with premium artificial turf, paver patio, and low-maintenance desert landscaping, creating the perfect indoor-outdoor living experience. Additional upgrades include an extended paver driveway, water softener, and a two-car garage. With minimal wear, this home offers the look, feel, and peace of mind of new construction--without the wait. Located in the highly sought-after Empire Pointe community, residents enjoy an impressive collection of resort-style amenities including a community pool, fitness center, pickleball courts, parks, playgrounds, open green spaces, and gathering areas, all just minutes from shopping, dining, and everything Queen Creek has to offer. Homes with low-rate assumable financing and this level of finish rarely come to market. Don't miss this exceptional opportunity.

26442 S 224th Place, Queen Creek

This horse property is perfect for folks who want to be in the city but have space for your toys, and NO HOA!! Very Private and easy access- Great views of San Tan Mountains- Electric is on the property, share well is ready & put in a septic system-- Mews will be paved by the city by end of 2026. They are not making any more land- so put your offer in, you will be glad you did!

7339 S 169th Way Unit -, Queen Creek

Come Build your dream home on one of these stunning 2.5-acre lots featuring breathtaking mountain and desert views. Nestled in a peaceful, secluded area, this massive lot offers ample space with no HOA restrictions & access to EPCOR for water & SRP for power. Enjoy the convenience of nearby amenities, including shopping, dining, and healthcare, while being moments from outdoor adventure. Horseback ride, hike, or bike on trails at San Tan Mountain Regional Park or neighboring paths. With easy access to Queen Creek and close proximity to Hunt Highway, this property offers the perfect blend of tranquility and accessibility.

0000 W Lucky Lane Unit 1, Queen Creek

4 Beds ⋅ 4 Baths ⋅ 7039326 MLS ⋅ 2,487 SqFt.

Seller Carry Financing Available w/Low Interest Rate. Absolutely Stunning 4 Bed+Den,3.5 Bath, Single Story Home In Desired Terravella, Amazing Floor Plan for NEXT-GEN, Upgraded Kitchen w/Stainless Steel Appliances, Gas Range, Custom Cabinets & Quartz Countertops, Kitchen Island w/Breakfast Bar, Dining Room, Spacious Great Room w/Elevated Ceilings, Master Bedroom w/Walk-In Closet, Master Bathroom w/Dual Sinks & Custom Walk-In Shower, 2nd Full Master Suite w/Bathroom & Walk-In Closet, Other Bedrooms w/Walk-In Closets, Den Can Easily Be Used as 5th Bed/Home Office, Water Softener/Water Purification System, Tankless Gas Water Heater, Covered Backyard Patio w/2nd Patio on the Side of the Home, Professionally Landscaped Front & Backyard, 2 Car Garage, Community Parks w/Playgrounds & Pickleball

20993 E Carriage Way, Queen Creek

4 Beds ⋅ 5 Baths ⋅ 7007196 MLS ⋅ 5,366 SqFt.

SELLER IS WILLING TO CARRY! Seller is willing to paint the interior of the home! NO HOA & NEW ROOF. Set against a scenic mountain backdrop, this Santa Barbara-inspired estate blends privacy, space, and timeless character in one of Queen Creek's most desirable areas. Situated on over an acre with no HOA and tucked behind a private gate shared by just seven homes, it offers a true sense of seclusion while remaining close to everyday conveniences. Lush landscaping and a charming courtyard create a warm, inviting arrival. Inside, coffered ceilings, a dramatic glass atrium, and travertine flooring with custom stone details bring in natural light and refined style throughout.

17315 E Starflower Court, Queen Creek

El Pedregal is a highly exclusive, double-gated community with million dollar views. El Pedregal literally means ''The Rocky Place,'' and once you see the breathtaking red rock formations, rolling hills, and forever-protected desert views, you'll understand why. Surrounded by protected land; 10,000-acre San Tan Mountain Regional State Park to the north--hiking, biking, and trail riding right outside your door, the Gila River Indian Reservation to the south--ensuring your views stay untouched, and five acres of private mountain preserve within the community. With only 24 homesites, this neighborhood is designed for those who want privacy, security, and natural beauty all around. And trust me, once you step foot here, you'll never want to leave. Water on site.

26623 N El Pedregal Circle Unit 3, Queen Creek

Discover the perfect balance of privacy, scenery, and convenience with this exceptional 25-acre parcel nestled on the mountainside in Queen Creek. Offering breathtaking panoramic views of the surrounding desert, mountains, and city lights, this rare property delivers the serenity of rural living just minutes from modern amenities. Located in a highly desirable area, close to shopping, dining, top-rated schools, and freeway access, making it ideal for both investors or build a custom desert retreat, equestrian estate, or luxury hillside home. Enjoy the best of Arizona's outdoor lifestyle — close to State Land with access to miles of trails for hiking, horseback riding, and off-roading right from your property. This one truly has it all!

W Butte Creek Boulevard Unit -, Queen Creek

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Amber Oldroyd

Hello! I’m Amber Oldroyd, and I've proudly called Arizona home since 2017, the same year I earned my real estate license. With a strong background in sales and marketing from my time in Director-level positions at two Fortune 500 companies, I bring a wealth of expertise and a unique perspective to my clients in the real estate market. My passion for helping people navigate the home buying and selling process drives me to provide exceptional service tailored to each client’s needs. I understand that real estate is not just about transactions; it's about building relationships and finding the perfect place to call home. As a devoted wife of 27 years and a mother of three, I know the importance of family and community. I cherish my time spent with my family and our energetic puppy, which fuels my dedication to helping families find their ideal homes in our beautiful state. Whether you’re a first-time homebuyer, looking to upgrade, or seeking investment opportunities, I’m here to guide you every step of the way. Let’s work together to make your real estate dreams a reality!

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Chase LeBaron

Hi, I’m Chase LeBaron—your Southeast Valley real estate agent, new construction enthusiast, and unofficial expert in negotiating deals. I specialize in helping first-time home buyers, guiding clients through new builds, and working in the luxury market—so whether you’re buying your very first place or upgrading to your dream home, I’ve got you covered. I’m all about making the process straightforward, stress-free, and maybe even a little fun along the way. When I’m not helping clients find the perfect home, I’m spending time with my wife, cheering (loudly) for the Denver Broncos, or being outnumbered by cats who definitely think they’re in charge. That mix of loyalty, patience, and strategic thinking shows up in how I work with my clients, too. Real estate is more than transactions to me—it’s about helping people find the right place to live their lives. And I take that seriously… even if I don’t take myself too seriously.

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Trevor Hall

Hi there! My name is Trevor Hall. I am a private jet pilot and a Born-and-Raised Arizonan, a true son of the Copper Star State! I am the literal son of a General Contractor and was taught to work hard and to give every project 110% of the effort required. Having a history in Contracting gave me the knowledge I needed for construction & building, home design & architecture, and a thorough knowledge of every geographic location here in the Great State of Arizona.

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Cassie Erwin

Cassie Erwin is a real estate professional who leads with honesty and integrity—genuinely investing in the people she works with—not just the transaction. With over 25 years of client-facing leadership experience, she has built a reputation for clear communication, thoughtful guidance, and making clients feel confident from the very first conversation. Her background in operations management and interior styling gives her a distinct advantage—anticipating challenges before they arise, keeping clients informed at every step, and offering a trained eye for both a home’s current value and its future potential. Grounded in a strong sense of community, she believes great neighborhoods are built the same way strong partnerships are—through trust, consistency, and a shared investment in something greater than the transaction: the people it serves and the community it. Cassie works best with clients who value integrity, clear communication, and a process that honors both their time and their goals—because those are the same standards she holds herself to, every step of the way.

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Jessica McGinley

Real estate isn’t just a career for Jessica McGinley—it’s a way to serve others in some of life’s biggest moments. With over 10 years of experience, Jessica has built her business on trust, communication, and putting her clients’ needs above all else. She is known for her quick response time and consistent follow-through, making sure no question goes unanswered and no detail is overlooked.

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Kristen Anetrini

I’m Kristen Anetrini, a REALTOR® with Red Rock Home Group l, and I know firsthand what it means to pack up your life and start over somewhere new.Originally from Buffalo, New York, I’ve called both Florida and Arizona home. That journey gave me something I bring to every client: a genuine understanding of what major life transitions actually feel like. The excitement, the uncertainty, the questions you don’t even know to ask yet.I specialize in helping buyers and sellers across the Greater Phoenix East Valley - Gilbert, Chandler, Queen Creek, and San Tan Valley. Whether you’re relocating from out of state, upsizing, downsizing, or ready to plant roots right here in Arizona, I’m in your corner every step of the way.Real estate is personal. I treat it that way.

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Alexis Colter

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Kim Couturier

Kim Couturier has called the Valley of the Sun home since 2001, when she moved to Arizona with her family and began building a life in a new city. Over the years, she raised her two children here and developed a strong connection to the community, especially throughout the Southeast Valley. Originally licensed in 2005, Kim began her real estate career in new home sales. That experience helped her build a solid foundation and long-standing relationships across the Phoenix metro area. After reinstating her license in 2021, she returned to real estate with a clear focus on helping clients navigate important life changes. She works with first time buyers, as well as clients who are upsizing or downsizing as their needs evolve. As an Air Force veteran, Kim brings a strong sense of service, consistency, and follow through to her work. She believes in keeping things clear and straightforward, making sure her clients understand each step and feel comfortable along the way. From the first conversation to closing, she stays involved and attentive so nothing is missed. For Kim, real estate is about more than just the transaction. The relationships she builds with her clients are what matter most, and they continue well beyond closing. Outside of work, she enjoys spending time with her husband, their dogs, and their adult children. She also enjoys being active, getting out on the lake, and making the most of everything Arizona has to offer.

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