Cave Creek Homes with FHA New Financing

Cave Creek Homes with FHA New Financing

**Discover the Charm of Cave Creek, Arizona**

Nestled in the picturesque foothills of the Sonoran Desert, Cave Creek is a hidden gem in Maricopa County, Arizona. This vibrant town is renowned for its rich Western heritage, stunning natural landscapes, and a warm, welcoming community. With its rustic charm and breathtaking desert vistas, Cave Creek offers a unique blend of outdoor adventure and small-town allure.

As you stroll through the town, you'll find a delightful mix of art galleries, boutique shops, and delicious dining options, all infused with a distinct cowboy spirit. The annual events, such as the Cave Creek Rodeo Days and the popular Buffalo Chip Saloon, showcase the town's lively culture and create a sense of camaraderie among residents and visitors alike.

For those looking to call Cave Creek home, the real estate market is thriving, with a variety of homes available, including options that qualify for FHA new financing. This means that first-time homebuyers and those seeking to invest in their dream home can take advantage of more accessible financing options. Whether you're drawn to a cozy adobe-style home, a sprawling ranch property, or a modern desert retreat, there's something for everyone in this enchanting town.

With its stunning sunsets, abundant outdoor activities, and a community that embraces both tradition and innovation, Cave Creek is not just a place to live—it's a lifestyle. Experience the magic of Cave Creek, where every day feels like a getaway. Your dream home awaits!

Newest Cave Creek Homes with FHA New Financing

31030 N 41st Place, Cave Creek
$679,000
3 Beds ⋅ 3 Baths ⋅ 7099400 MLS ⋅ 2,096 SqFt.
Discover Arizona living at its finest with this charming 2-story home /POOL, SPA & owned SOLAR in Tatum Ranch! Featuring a manicured desert landscape and a 2-car garage. Inside, you'll find vaulted ceilings, abundant natural light, wood-look & tile floors t/out, plantation shutters, and an inviting great room. Further in, the family room w/media niche opens seamlessly into the eat-in kitchen. The kitchen boasts recessed lights, ample wood cabinets & counter space, SS appliances, and an island w/breakfast bar. The downstairs main suite w/double-door entry is highlighted by a decorative stained-glass window and includes a spa-like private bath w/dual vanities, a separate tub & shower, and a walk-in closet. Upstairs, a versatile open loft can serve as a home office or additional living space. Outside, your private oasis awaits! Enjoy a covered patio, pergola-covered paver seating area, sparkling pool, and above-ground spa, perfect for year-round entertaining. Tatum Ranch offers neighborhood parks, playgrounds, and walking & biking paths, plus a convenient location near shopping, dining, golf courses, and outdoor recreation. Don't miss this opportunity!

31030 N 41st Place, Cave Creek
6306 E Old West Way, Cave Creek
$1,695,000
6 Beds ⋅ 5 Baths ⋅ 7099119 MLS ⋅ 3,478 SqFt.
Welcome to a truly special property offering style, comfort, versatility & mountain views! The recently remodeled main home shines with fresh updates throughout, including new gorgeous Cafe appliances, flooring, cabinetry, lighting, countertops, Anderson windows, interior and exterior doors. Thoughtfully refreshed and ready to enjoy, this home offers a welcoming atmosphere with modern touches & everyday comfort. Adding exceptional value and flexibility is the full guest house, featuring 2 bedrooms, 2 bathrooms, a complete kitchen, and a comfortable living room with panoramic doors that create a beautiful connection to the outdoors. Perfect for extended family, guests, a private retreat, or a potential multigenerational living arrangement, this separate space offers endless possibilitie Home shows as brand new home. Main home is 2288 square feet and Guest House is 1290 square feet. With extensive improvements to the main home and the added benefit of a spacious, fully equipped guest house, this unique property is ready to welcome you home! Additional features include a Chicken Coop and large storage shed. Plenty of room for all your toys.

6306 E Old West Way, Cave Creek
6231 E Mark Way Unit 17, Cave Creek
$760,000
2 Beds ⋅ 2 Baths ⋅ 7098907 MLS ⋅ 1,780 SqFt.
Experience refined Cave Creek living in this beautifully updated 2-bedroom + den, 2-bath home in desirable Rancho Madera. Thoughtfully redesigned for today's sophisticated buyer, this turnkey residence blends comfort, style & low-maintenance living--ideal as a full-time home or luxurious Arizona retreat. The custom chef's kitchen showcases new quartz countertops & newer stainless appliances, while both bathrooms have been fully remodeled. Additional upgrades include a new heat pump, fresh interior/exterior paint, new bedroom flooring, custom closets, new sunscreens, custom security screen door, tankless gas water heater and whole-home water filtration system. The attached 2-car garage features extended height, custom built-in cabinetry & newer epoxy floor. Outdoors, enjoy the upgraded rubber stone patio--perfect for relaxing or entertaining in the Arizona sunshine. Rancho Madera offers a heated community pool and spa, clubhouse, workout facility and pool table, creating an inviting lifestyle for year-round and seasonal residents alike. Beautifully updated, exceptionally maintained and truly move-in ready--Cave Creek luxury living without the projects! Rancho Madera offers the perfect Cave Creek location--close to charming shops, local dining, art galleries, golf, hiking, outdoor recreation and the unique Western character that makes Cave Creek so special and.... all within walking distance from your front door!

6231 E Mark Way Unit 17, Cave Creek
6226 E Forest Pleasant Place, Cave Creek
$1,199,000
3 Beds ⋅ 3 Baths ⋅ 7098832 MLS ⋅ 3,216 SqFt.
Room to breathe, views to love, and Arizona sunsets to come home to! Tucked inside the gated Lone Mountain community in Cave Creek, this lightly lived in 2018 home sits on a generous third acre lot with beautiful desert and mountain views. Offering 3,216 sq ft, the bright, open split floor plan features 3 bedrooms with flex space & den, and 2.5 baths. The chef's kitchen flows into spacious living areas perfect for gathering. Step outside to enjoy peaceful mornings, stunning sunsets and star filled nights in your private backyard. A separate third car garage offers room for a workshop, hobbies or all your toys! Thoughtful upgrades include a water softener, tankless water heater and energy efficient tinted windows. A little more space, a lot more scenery, and a place you'll love calling home

6226 E Forest Pleasant Place, Cave Creek
5929 E Surrey Drive, Cave Creek
$775,000
3 Beds ⋅ 3 Baths ⋅ 7098106 MLS ⋅ 2,055 SqFt.
Tucked against Black Mountain & minutes from charming downtown Cave Creek, this unique property blends 60s style with Southwestern character. The spacious 2-bed, 2-bath main home features a large open kitchen & a versatile bonus room that could be an additional bedroom, home office, or extra living space. The home is complemented by a newly renovated attached 1-bed, 1-bath guest house with its own entrances & living space with kitchen. Set on .4 acres & surrounded by stunning mountain views, this property also features an oversized, extra-height 4-car garage with front & rear garage doors for all your cars, toys, or workshop needs! Plus an RV gate & parking with exterior 220 outlets & waste disposal. The leased solar will be prepaid at closing. Seller financing possible. Welcome home!

5929 E Surrey Drive, Cave Creek
6231 E Mark Way Unit 35, Cave Creek
$754,000
2 Beds ⋅ 3 Baths ⋅ 7097884 MLS ⋅ 1,975 SqFt.
EXPERIENCE THE BEST OF CAVE CREEK LIVING! Nestled in the picturesque foothills of Black Mountain, this PRISTINE,BEAUTIFULLY, PAMPERED HOME. Offers the perfect combination of luxury, comfort and convenience. IMPECCABLY maintained and MOVE-IN READY, This inviting residence features an open-concept of living space designed for effortless everyday living and entertaining. Step outside to your own private backyard retreat, complete with a cozy outdoor fireplace, built-in BBQ, putting-green. exceptional setting for relaxing evenings or gatherings with family and friends. Enjoy Resort-style amenities, including clubhouse, sparkling pool & fitness center.Surrounded by the natural beauty, charm, and vibrant lifestyle of Cave Creek, This home offers the best of Arizona living. Whether you're seekin full-time residence, seasonal getaway or the ultimate lock-and-leave lifestyle. This exceptional home checks all the boxes. MOVE RIGHT IN AND START ENJOYING THE CAVE CREEK LIFESTYLE!!

6231 E Mark Way Unit 35, Cave Creek
4953 E Justica Street, Cave Creek
$600,000
2 Beds ⋅ 2 Baths ⋅ 7097823 MLS ⋅ 1,751 SqFt.
Breathe easier, live safer & stay cooler in this reimagined home in gated Tatum Greens, steps from the 4th hole of Tatum Ranch's private golf course. The big-ticket work is done: all-new plumbing, electrical & main panel, new water heater, & 2021 A/C with re-engineered ducts sealed by Aeroseal to cut leakage 93%. HALO air purification, water filtration and softener. A custom steel-inlay, triple-lock entry door and high-efficiency windows keep heat out. The kitchen shines with polished emerald-black granite, under-cabinet lighting, LG Signature and GE Cafe appliances stillunder warranty. Custom-tiled primary shower and smart home tech. Near Black Mountain & Maricopa Trail hiking, parks, the Boulders & Civana resorts, Desert Ridge, City North, Mayo Clinic, Cave Creek and Scottsdale shopping. A HOME BUILT AROUND WELL-BEING, SECURITY AND COMFORT Every improvement in this residence was made with one purpose: to create a home that feels as good as it looks. Behind the walls, the work most buyers worry about has already been done. The plumbing has been fully replaced with clean new lines, the electrical system has been completely updated, including a new main panel, and the water heater is new. The air conditioner was replaced in 2021, and the duct system was re-engineered for efficiency, then sealed with Aeroseal, reducing duct leakage by 93%. The result is quieter, more even cooling and conditioned air that goes where it belongs. Clean living is built in. A HALO LED whole-home air purification system works continuously through the HVAC, while water filtration and a water softener complete a thoughtfully designed healthy-home package, including a dedicated filtered-water faucet at the kitchen sink. Peace of mind begins at the front door. The custom-built entry door features steel inlays, solid-core construction, triple-lock security and high efficiency ratings. The sliding patio door offers multiple locks and energy-efficient performance, and the windows have been upgraded to thicker, high-efficiency glass designed to hold back the Arizona heat in the living areas and bedrooms. THE KITCHEN The kitchen is both beautiful and serious about cooking. Polished emerald-black granite counters glow beneath under-cabinet lighting, complemented by a black undermount composite sink and matte black fixtures. The appliance suite is top tier: an LG Signature refrigerator with GE Cafe induction range, microwave and dishwasher, all with approximately four years of remaining warranty coverage. PRIVATE RETREAT AND MODERN CONVENIENCE The primary suite features a fully remodeled walk-in shower with custom tile and a generous, spa-like footprint. Upgraded carpet adds softness underfoot, and smart home technology throughout includes automatic lighting, app-based controls and a wall-mounted control panel, so the home responds to the way you live. THE TATUM RANCH LIFESTYLE Set within the gated enclave of Tatum Greens near the 4th hole, this home places you in one of Cave Creek's most established master-planned communities. Tatum Ranch is home to a private golf club with optional membership, two community parks with picnic areas, playgrounds and sport courts, winding walking and biking paths, and multiple shopping and dining centers close to home. The community is served by Cave Creek Unified School District. For those drawn to the outdoors, the high Sonoran Desert is right outside your door. Hike the summit trail at Black Mountain, explore Cave Creek Regional Park and Spur Cross Ranch Conservation Area, or venture into the Tonto National Forest and the Maricopa Trail network. Evenings offer something for every mood. Head to Old Town Cave Creek for its galleries, boutiques and authentic Western spirit, including the legendary Buffalo Chip Saloon and Harold's Cave Creek Corral. Neighboring Carefree offers the Carefree Desert Gardens and two of the region's most celebrated retreats, the Boulders Resort and Spa and Civana Wellness Resort. Luxury shopping, dining and entertainment are just minutes away at Desert Ridge Marketplace, the JW Marriott Desert Ridge Resort and City North, while Scottsdale's world-class restaurants, golf and shopping are about 15 minutes away. Mayo Clinic's Phoenix campus is also conveniently close. Healthy, secure, efficient and surrounded by the very best of North Valley living, this is a rare opportunity in Tatum Ranch.

4953 E Justica Street, Cave Creek
5617 E Lonesome Trail, Cave Creek
$849,000
4 Beds ⋅ 3 Baths ⋅ 7097012 MLS ⋅ 2,443 SqFt.
Fresh, inviting, and ready for its next chapter! This 4-bedroom home features new LVP flooring, fresh interior and exterior paint, and freshly painted kitchen and bathroom cabinets. The kitchen includes a new range, dishwasher, and garbage disposal (2026). A new water heater and water softener were installed in 2025. The split floor plan offers flexibility for guests or a home office. The 3-car tandem garage includes an electric vehicle charger. Enjoy Arizona living with a private pool and an extended covered patio spanning the length of the home, offering ample space to relax or entertain. Move-in ready and thoughtfully updated, this home is ready for you to make it your own! Listing agent is related to seller.

5617 E Lonesome Trail, Cave Creek
5430 E Palo Brea Lane, Cave Creek
$2,000,000
5 Beds ⋅ 5 Baths ⋅ 7096437 MLS ⋅ 4,620 SqFt.
A private courtyard casita with its own entrance and kitchenette sets this Cave Creek luxury home apart. Mountain views and high-end finishes carry throughout, including custom stone and tile, architectural feature walls and statement lighting. The main home offers a first-floor primary suite, gym, three-car garage, upstairs loft, media room and flex room with bedroom potential. The chef's kitchen features custom cabinetry, two veined-stone waterfall islands, Wolf cooking appliances, a Cove dishwasher and Sub-Zero refrigeration. The great room has a four-panel slider, stone fireplace and lighted built-ins; the dining room features dimensional tile. Spa-inspired baths showcase AXOR, RONBOW, TOTO and GROHE fixtures. The backyard features a pool, covered patio with misting, outdoor kitchen

5430 E Palo Brea Lane, Cave Creek
4215 E Palo Brea Lane, Cave Creek
$519,000
3 Beds ⋅ 2 Baths ⋅ 7096137 MLS ⋅ 1,423 SqFt.
Excellent 3 bedroom, 2 bath single level home in Tatum Ranch. Located on a corner lot with low maintenance desert landscaping in the front and back yards. Open, spacious great room floor plan with tile floors in all high traffic areas and carpet in bedrooms. Split master bedroom features double sinks, and walk-in closet. Secondary bedroom also has walk-in closet. Secondary bathroom has a soaking tub. Large kitchen with extended cabinets and all appliances included. The kitchen has brand new Oven, Microwave, and Dishwasher. Inside laundry room with washer and dryer included. Private backyard with covered patio. Garage has EV charger. The property is a block and a half from Apache Wash Mountain Bike trails. Close proximity to top rated Desert Willow Elementary School and Desert Willow Park.

4215 E Palo Brea Lane, Cave Creek
37644 N Hidden Valley Drive, Cave Creek
$1,400,000
7 Beds ⋅ 5 Baths ⋅ 7095270 MLS ⋅ 5,390 SqFt.
Welcome to this large home near Cave Creek Town central, A plethora of living space with 7 bedrooms and 5 baths, Updated for todays living, Brand new interior and exterior paint, New roof with 10 year warranty, Kitchen has been updated with new Stainless Frig, Dishwasher to enhance the Granite Island and counter tops, open to the Nook area plus a formal Dining room, Living room has a Gas Firplace, Main Bedroom has a sitting area, Gas Fireplace, Main bath Has double vanity, makeup counter, a free standing Tub plus a tiled Shower, Four other Bedrooms share two Baths, Home has two Laundry areas on each floor, a special extra this home has a main floor Casita with full Kitchen, full bath, two Bedrooms, Has own private entry with no steps, Lot has room for a Pool, All this at a great value

37644 N Hidden Valley Drive, Cave Creek
6447 E Lone Mountain Road N, Cave Creek
$850,000
2 Beds ⋅ 2 Baths ⋅ 7094816 MLS ⋅ 2,304 SqFt.
A Rare Sonoran Desert Sanctuary with Breathtaking Mountain Views Discover a truly special retreat where natural beauty, privacy, and creative inspiration come together. Set on 2 picturesque acres and framed by dramatic mountain views, this one-of-a-kind property captures the essence of the Sonoran Desert, complete with majestic, approximately 200-year-old saguaro cacti--a remarkable and timeless feature of the landscape. With direct access to the wash and wide-open space to roam, the property offers an exceptional setting for horse enthusiasts, outdoor living, and those who appreciate the freedom and beauty of the desert. Inside, rustic character meets inviting warmth with exposed beams, abundant natural light, and generous storage throughout.

6447 E Lone Mountain Road N, Cave Creek
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