Cave Creek Homes with FHA New Financing

**Discover the Charm of Cave Creek, Arizona**

Nestled in the picturesque foothills of the Sonoran Desert, Cave Creek is a hidden gem in Maricopa County, Arizona. This vibrant town is renowned for its rich Western heritage, stunning natural landscapes, and a warm, welcoming community. With its rustic charm and breathtaking desert vistas, Cave Creek offers a unique blend of outdoor adventure and small-town allure.

As you stroll through the town, you'll find a delightful mix of art galleries, boutique shops, and delicious dining options, all infused with a distinct cowboy spirit. The annual events, such as the Cave Creek Rodeo Days and the popular Buffalo Chip Saloon, showcase the town's lively culture and create a sense of camaraderie among residents and visitors alike.

For those looking to call Cave Creek home, the real estate market is thriving, with a variety of homes available, including options that qualify for FHA new financing. This means that first-time homebuyers and those seeking to invest in their dream home can take advantage of more accessible financing options. Whether you're drawn to a cozy adobe-style home, a sprawling ranch property, or a modern desert retreat, there's something for everyone in this enchanting town.

With its stunning sunsets, abundant outdoor activities, and a community that embraces both tradition and innovation, Cave Creek is not just a place to live—it's a lifestyle. Experience the magic of Cave Creek, where every day feels like a getaway. Your dream home awaits!

Newest Cave Creek Homes with FHA New Financing

$1,050,000

4 Beds ⋅ 3 Baths ⋅ 7078693 MLS ⋅ 2,679 SqFt.

A private desert retreat with room to dream. Set on an acre in Cave Creek, this distinctive Santa Fe-style custom home pairs the warmth and character of Southwest architecture with thoughtful updates and an expansive outdoor setting. The home features four bedrooms and two-and-a-half baths. One bedroom, currently used as an art studio, offers a private entrance and patio, giving you the flexibility to enjoy it as a creative space or bedroom to suit your needs. The layout offers room for gathering, working from home, creative pursuits, and quiet time of your own. Positioned toward the front of the lot, the home makes the most of its setting, leaving a remarkably spacious, fully walled backyard. Relax beneath the covered patio, cool off in the sparkling pool with a waterfall, or spend an evening enjoying the desert surroundings. An outdoor half bath with A/C and heat is close by for convenient pool and patio access. Beyond the pool and patio, the yard opens up with plenty of usable space to bring your ideas to life. The property is also accessible via a utility road on the west, offering potential for a future gate to accommodate a horse trailer or SUV. Imagine a future guest house, a larger garage, a workshop, or an outdoor space designed around your interests. Whatever your vision, there is room to explore the possibilities while enjoying everything already here. The home's personality continues inside, where soaring ceilings and a cozy fireplace create an inviting backdrop for everyday living. Distinctive architectural details include stained concrete floors with slate inserts and rounded walls in the main hallway. Solar tubes bring in natural light, and the kitchen combines warm wood cabinetry and crown molding with solid-surface counters, stainless steel appliances, and a walk-in pantry. The primary suite offers tray ceilings and its own connection to the outdoors, along with a walk-in closet and an updated walk-in shower. Careful maintenance and meaningful improvements add to the appeal, including a 2023 foam roof, 2026 tile roof underlayment, A/C and air exchanger replacements in 2023 and 2025, and a 2025 pool pump. Attractive landscaping and a side-entry two-car garage complete the welcoming arrival. With a tucked-away feel, this property offers the privacy and breathing room that make desert living so special, while keeping everyday conveniences within reach. Downtown Cave Creek is approximately 10 minutes away, and Desert Ridge is approximately 15 minutes away. Southwest style, flexible living space, and an acre of possibility come together in a setting that feels like your own escape.

32006 N 44th Place, Cave Creek

$695,000

4 Beds ⋅ 3 Baths ⋅ 7078227 MLS ⋅ 2,132 SqFt.

Nestled in the gated community of Dove Valley Ranch, this bright and inviting home offers beautiful mountain, golf course, and desert views. Soaring ceilings and abundant natural light create an open, airy feel throughout. The modern kitchen features quartz countertops, stainless steel appliances, a farmhouse sink, pot filler, and walk-in pantry. The spacious primary suite features vaulted ceilings, a soaking tub, and walk-in shower. Also included are three guest bedrooms, including one downstairs. Enjoy a PebbleTec pool, heated spa, water feature, and view fencing. Additional features include an extended 2-car garage with built-in storage, Nest thermostats, SimpliSafe security system, and recently serviced HVAC and roof. Close to golf, shopping, dining, and grocery stores.

4465 E Coyote Wash Drive, Cave Creek

$1,699,000

4 Beds ⋅ 3 Baths ⋅ 7077968 MLS ⋅ 2,929 SqFt.

Experience refined desert living in this completely remodeled luxury horse property on over an acre with stunning Black Mountain views, desirable north/south exposure, and NO HOA. This single-level, fully remodeled, modern Santa Fe style house features 4 spacious bedrooms, 3 full baths, a split-bedroom floor plan, custom granite countertops, modern finishes, new septic and smart home technology. The oversized 3-car garage offers extended length/height and built-in cabinetry. Outside, enjoy an entertainer's paradise with an extended patio, new sparkling pool, built-in Viking BBQ, sitting area, natural desertscape, and horse enclosure. A rare blend of luxury, privacy, space, and breathtaking desert views! Listing Agent is related to Owner.

6019 E Wildcat Drive, Cave Creek

$415,000

2 Beds ⋅ 2 Baths ⋅ 7077078 MLS ⋅ 1,402 SqFt.

MUST SEE! This beautiful, lightly lived-in 2-bedroom, 2-bath home with a 1-car garage looks and feels like new! Bright and inviting, the spacious living area features large windows, high ceilings and beautiful wood-plank tile throughout the main living spaces. Enjoy a quiet, private setting with no neighbors living below. Located in a the desirable gated golf community near Dove Valley Ranch offering heated pools, SPA and on site fitness room. Ideally situated near golf, hiking, biking, shopping and dining. Immaculately maintained, move-in ready and perfect as a full-time residence or Arizona getaway!

33575 N Dove Lakes Drive Unit 2033, Cave Creek

$645,000

3 Beds ⋅ 2 Baths ⋅ 7076692 MLS ⋅ 2,034 SqFt.

Beautifully updated Tatum Ranch home offering a bright, open floor plan with vaulted ceilings and abundant natural light. The stylish kitchen features a freestanding island, ZLINE commercial range, and Samsung Bespoke refrigerator. Spacious primary suite includes a walk-in closet, dual sinks, and separate tub and shower. Neutral finishes create a fresh, modern feel. Enjoy your private backyard retreat with a sparkling pool, waterfall feature, and low-maintenance turf. Solar panels help keep utility costs low year-round. Ideally located near the restaurants, bars, and entertainment of Carefree and Cave Creek, plus hiking and biking trails just minutes away.

28651 N 46th Way, Cave Creek

$815,000

6 Beds ⋅ 4 Baths ⋅ 7076503 MLS ⋅ 3,391 SqFt.

Experience this beautifully renovated 6-bedroom, 4-bath residence designed for both practicality & comfort. The soaring 18-foot ceilings create an abundance of space and light. The home features high-end finishes throughout & a thoughtful, spacious layout. Upstairs offers four bedrooms, including a primary suite with a spa-inspired ensuite featuring a freestanding tub and oversized glass shower. A second primary suite is conveniently located downstairs. The gourmet kitchen boasts abundant storage, a large island, stainless steel appliances, & a walk-in pantry. Enjoy multiple living and dining areas, a 2-car garage with extra storage, and a private backyard with covered patio, putt-putt, and upgraded lighting. No HOA restrictions for STRs.

29228 N 48th Street, Cave Creek

$925,000

5 Beds ⋅ 3 Baths ⋅ 7075998 MLS ⋅ 3,497 SqFt.

Private life behind the gates of Dove Valley Ranch. No direct back neighbors. Nearly 3,500 square feet of thoughtfully renovated space that delivers exactly what today's buyer is looking for: privacy, resort-style living, and a layout flexible enough for whatever's next. There is a main floor bedroom and full bathroom perfect for guests or generational living. As you walk upstairs you will find a loft plus four additional bedrooms upstairs, including an oversized primary with custom barn door entry and a spa-like bath. Open living areas flow naturally through the home along with custom Plantation shutters on the windows. The owners didn't just maintain this home. They invested in it. Updated light fixtures throughout the interior. New drip irrigation front and back with smart controller. Updated exterior and interior paint. New landscape lighting in the back. Fully sealed and re-sealed pool area with fresh pool equipment. New water softener, RO system, and water heater. New garage door motor on the two-car garage. Storage racks in place. Outdoor security cameras and Ring doorbell. All new cool decking. All new turf. Dove Valley Ranch Golf Club is directly across the street and hiking trails lace the neighborhood and surrounding areas. This is a community designed for people who want their weekends to mean something. This home is truly move-in ready.

4215 E Desert Forest Trail, Cave Creek

$1,225,000

4 Beds ⋅ 3 Baths ⋅ 7075748 MLS ⋅ 2,794 SqFt.

Set behind the gates of Montevista, this single-level Toll Brothers home feels private, polished and wonderfully removed from the everyday. The split floor plan offers 3 bedrooms, 2.5 baths and a flexible bonus room, while the open great room brings everyone together. Dine at the breakfast bar or spacious kitchen nook. Outside, the desert becomes your backdrop. A large sparkling pool, lush landscape with citrus trees, fountain and covered patio create an effortless setting for long afternoons and evenings under the stars. The yard delivers the privacy buyers crave. A freshly painted exterior, new irrigation and a three-car garage complete a home that feels refreshed, ready and distinctly Cave Creek. Close to neighborhood parks, walking paths, and new park with amenities opening in the fall of 2027 and everything that makes Montevista one of the area's most desirable gated communities. Come for the setting. Stay for the way it feels.

5413 E Barwick Drive, Cave Creek

$530,000

3 Beds ⋅ 3 Baths ⋅ 7075556 MLS ⋅ 1,674 SqFt.

Fantastic Arizona Living! This beautifully home features a gorgeous private backyard complete with a PebbleTec pool, covered patio, lush landscaping, and a walk-out deck from the primary suite. The backyard backs to a wash with a view fence, offering added privacy and peaceful views. Located on a quiet interior street in a highly desirable neighborhood with great schools and an unbeatable location. The garage features extensive maple cabinetry and a sealed floor, providing exceptional storage and functionality. Inside, enjoy ceiling fans throughout, designer paint, stylish wall treatments, and thoughtful updates throughout. A wonderful home in a fantastic location--don't miss this one!

5043 E Lucia Drive, Cave Creek

$550,000

2 Beds ⋅ 2 Baths ⋅ 7075418 MLS ⋅ 1,588 SqFt.

Move-In Ready Gem Near Cave Creek & Scottsdale! Welcome home to this beautifully updated single-level with an open floor plan made for easy living. Wood-look tile flows throughout every room--no carpet anywhere! Cozy up to the double-sided gas fireplace connecting the dining and living rooms. The remodeled kitchen shines with stainless steel appliances, sleek counters, and plenty of cabinet space, perfect for entertaining. Both bathrooms have been tastefully updated with modern finishes. Enjoy peaceful, private views backing to a natural wash. Just minutes from Cave Creek's shops, trails, and restaurants, with easy access to Scottsdale's dining, golf, and nightlife. This one checks every box!

30856 N 42nd Place, Cave Creek

$799,900

5 Beds ⋅ 3 Baths ⋅ 7075131 MLS ⋅ 2,571 SqFt.

FULLY REMODELED - 5BEDS - MODERN - METICULOUSLY MAINTAINED - MOVE-IN READY - NEW HVAC's - PRIVACY! This Beautiful 5 Bed 3-car garage home has been FULLY REMODELED! Over $141k in improvements! New Int & Ext Paint! All NEW Flooring, Cabinetry, Cttps, Plumbing, Light fixtures, Interior doors t/o the house! Fully remodeled kitchen! High-quality Cabinetry, leathered Granite, New Appliances + Fridge! Large island seats 4! Modern Fireplace w/marble, Coffee Bar w/Quartzite Cttps & u/c Fridge for all your entertainment needs! Primary spa-like Bath features an XL walk-in Shower with Tile surrounds, Wood plank Tile, Cabinets, Quartz w/dual sinks, Barn door & Walk-in closet. Backyard Oasis with LG cov'd Patio, Refreshing pool and gorgeous views! TOO MANY UPGRADES TO LIST! See Luxury Improvements List!

4843 E Morning Vista Lane, Cave Creek

$798,500

5 Beds ⋅ 3 Baths ⋅ 7074198 MLS ⋅ 2,522 SqFt.

Stunning Cave Creek area in gated Dove Valley Ranch. Enter this home to soaring ceilings and an open first floor plan that creates the perfect flow for entertaining..5 spacious Bedrooms and 3 full baths and a 3 car garage with built in cabinetry and ultra quiet garage door openers and a formal living and a dining room area with upgrades of additional sliding door going to the bbq area and a cozy beautiful backyard to enjoy and fabulous swimming pool including put put golf and a cold misting system to enjoy in the summer to enjoy and lots of upgrades such as gourmet kitchen with massive island boast gleaming granite counter tops and stunning backsplash with a full bedroom and bath downstair. you don't see this kind floorplan anymore.

4622 E Red Range Way, Cave Creek

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