Florence Homes with Owner May Carry New Financing

Florence Homes with Owner May Carry New Financing

Welcome to Florence, Arizona – a hidden gem nestled in the heart of Pinal County. Known for its rich history and charming small-town atmosphere, Florence offers a unique blend of old-world charm and modern conveniences. With its picturesque streets lined with historic buildings, this vibrant community is steeped in stories that date back to the 1800s, making it a delightful place to call home.

Florence boasts a variety of outdoor activities, thanks to its stunning desert landscapes and proximity to the beautiful San Tan Mountain Regional Park. Residents enjoy hiking, biking, and exploring the natural beauty that surrounds them. The town is also home to a thriving arts scene, with local galleries and cultural events that bring the community together.

For homebuyers looking to settle in this enchanting area, Florence offers a range of properties, including homes with Owner May Carry New Financing options. This flexible financing solution allows buyers to take advantage of favorable terms, making it easier to secure their dream home without the complications of traditional lending. Whether you’re a first-time buyer or looking to invest, this option opens doors to a variety of charming residences that fit your lifestyle.

With a strong sense of community, excellent schools, and a low cost of living, Florence is an ideal place to raise a family or enjoy a peaceful retirement. Experience the unique blend of history, culture, and opportunity that Florence has to offer – your new home awaits!

Newest Florence Homes with Owner May Carry New Financing

$80,000
7056695 MLS
Two lots totaling approximately 4+ acres in fast-growing Pinal County! An excellent opportunity to build your future home, create a private desert retreat, or invest for long-term growth. Parcels 206-06-031C and 206-06-031D are being offered together, with electric nearby. Enjoy wide-open Arizona skies, extra breathing room, and plenty of possibilities. Seller may carry with acceptable terms--bring your questions and submit an offer! Buyer to verify zoning, utilities, access, acreage, boundaries, building requirements, and all other material facts.

12577 N Hexcel Road Unit -, Florence
$49,900
7052590 MLS
Don't miss this opportunity to own a desirable corner lot complete with a well maintained, furnished 2003 34' SunnyBrook fifth wheel ready for you to move in and start enjoying the lifestyle you've been looking for. Perfectly situated on the sunny side of the street, this inviting home offers ceiling fans in both the living room and bedroom for added comfort, along with numerous recent upgrades, including a new roof (2025), upgraded water purification system, newer metal entry steps, and a modern remote-controlled awning for effortless outdoor living. Located in the highly sought after 55+ Caliente Casa De Sol community, you'll enjoy resort style living with an incredible selection of amenities. Spend your days relaxing in one of four pools and spas, staying active with pickleball and horseshoes, or connecting with neighbors through cards, crafts, ceramics, and countless social activities. Additional conveniences include four laundry facilities, a clubhouse, woodshed, annex building, and much more. Whether you're looking for a seasonal retreat or full-time residence, this turnkey property offers exceptional value, low-maintenance living, and an active community you'll love.

202 E Palo Verde Lane Unit 273, Florence
$169,000
2 Beds ⋅ 2 Baths ⋅ 7046412 MLS ⋅ 1,352 SqFt.
Your dream kitchen has arrived! The open-concept layout of this 2 bedroom home centers around a beautifully remodeled kitchen with granite countertops, updated cabinetry, a designer backsplash, and a spacious walk-in pantry. The attached, oversized Arizona room offers additional living space and opens to a covered patio and large workshop, perfect for hobbies, storage, or projects. Step into the fully fenced backyard where a private staircase leads to an observation deck with breathtaking panoramic mountain views--the perfect place to enjoy Arizona's spectacular sunrises and sunsets. Updated lighting and ceiling fans add a fresh, modern touch throughout. Situated on a spacious corner lot, you'll enjoy extra outdoor space without the extra maintenance.

3600 N Colorado Avenue, Florence
$599,999
7043103 MLS
Discover the freedom of rural Arizona living on this GR zoned parcel in Florence. Ideal for a custom home, horse property, hobby farm, or long term investment, this land offers the space and flexibility to bring your vision to life. Enjoy peaceful desert surroundings, wide open views, and a country lifestyle while remaining within convenient reach of shopping, dining, schools, and other local amenities. Whether you are looking to build now or invest for the future, this property presents a unique opportunity in a growing area. Buyer to verify all facts, zoning, utilities, and intended use through their own due diligence.

S Parks Street Unit '-', Florence
$80,000
7042558 MLS
Property is located south of Florence Kelvin-Highway. Property has recently been split into three 13-acre lots. Property is gated at Barkerville. Perfect opportunity for a small ranchette or private playground in the desert! Seller will consider terms (25% down, 9% interest, 5-year amortization, 3-year balloon, quarterly payments).

S Barkerville Road Unit -, Florence
$138,525
7041764 MLS
*Adjacent Lot available* Escape to wide-open spaces with this 18.6 acre off-grid parcel in Florence, Arizona. Tucked behind a locked gate, this property offers privacy, peace, and protection from unwanted traffic. Surrounded by natural desert vegetation and stunning Arizona landscapes, it's the perfect location for those seeking a quiet retreat, recreational property, future homestead, or investment opportunity. Enjoy expansive desert views, star-filled night skies, and the serenity of rural living while still being within reach of town. Located approximately 1.5 miles from Florence-Kelvin Highway and just 23 miles (about 30 minutes) from historic downtown Florence, you'll have convenient access to shopping, dining, and local amenities while maintaining the privacy and seclusion of off-grid living. No HOA. Bring your vision and enjoy the freedom of owning a piece of Arizona's beautiful open desert.

011B Gardenshire Road Unit E82, Florence
$138,525
7041754 MLS
Escape to wide-open spaces with this 18.47-acre off-grid parcel in Florence, Arizona. Tucked behind a locked gate, this property offers privacy, peace, and protection from unwanted traffic. Surrounded by natural desert vegetation and stunning Arizona landscapes, it's the perfect location for those seeking a quiet retreat, recreational property, future homestead, or investment opportunity. Enjoy expansive desert views, star-filled night skies, and the serenity of rural living while still being within reach of town. Located approximately 1.5 miles from Florence-Kelvin Highway and just 23 miles (about 30 minutes) from historic downtown Florence, you'll have convenient access to shopping, dining, and local amenities while maintaining the privacy and seclusion of off-grid living. No HOA. Bring your vision and enjoy the freedom of owning a piece of Arizona's beautiful open desert. Adjacent lot 18 acres also available.

011A Gardenshire Rd Road Unit W82, Florence
$80,000
1 Beds ⋅ 1 Baths ⋅ 7036888 MLS ⋅ 413 SqFt.
Welcome to Caliente Casa Del Sol, a sought-after 55+ community in Florence, AZ where you own the land--no land lease! This beautifully remodeled home, updated by a licensed general contractor, is move-in ready and features granite countertops, new flooring, fresh interior paint, updated lighting, new vanities, and a remodeled walk-in shower. The spacious kitchen offers a full-size range and ample cabinet space. Enjoy low-maintenance living with low HOA fees and access to community pools, clubhouse activities, and a vibrant social calendar. Perfect as a year-round residence or winter retreat. Affordable, updated, and ready for its new owner!

106 E Hedge Drive, Florence
$480,000
7036817 MLS
Rare opportunity to own ±60 acres of scenic Arizona desert with frontage on Kelvin Florence Highway in the rapidly growing Florence area. Surrounded by State Land on the north and west, this private parcel offers exceptional views of the Mineral Mountains, Newman Peak, and the Superstition Mountains. Zoned GR (General Rural) in Pinal County, the property allows a variety of uses including residential, agricultural, equestrian, and recreational opportunities. The level to gently rolling terrain is dotted with native saguaro cacti, creating the classic Sonoran Desert landscape buyers seek. Ideal for a custom ranch, rodeo arena, equestrian retreat, residential development, or long-term investment. The property has potential for future parcel splits and lies in the path of growth. Power is located approximately ½ mile west on Diffin Road, with nearby well activity supporting future development. Enjoy peaceful desert living with paved highway access, abundant outdoor recreation, and endless possibilities on this unique Arizona land holding.

+/-60acres E Florence-Kelvin Highway Unit -, Florence
$135,000
7022208 MLS
SEE PLAT MAP IN PICTURES LOTS 5,6,7,8 THERE ARE 4 LOTS HERE FOR SALE. 3 ARE 1.250 ACRES OFFERED AT $135,000.00 EACH 1- 1.549 ACRES OFFERED AT $165,000.00 OWNER WILL CARRY AT 6% INTREST WITH 20% DOWN AMORTISED OVER 30 YEARS WITH A BALLOON PAYMENT IN 15 YEARS. THE LISTING AGENT HAS THE DETAILS. Sweeping views of the Sonoran Southwest Desert's wide open spaces! The most beutiful Sunsets in the Western skies!

0000 E Adamsville Road Unit -, Florence
$69,900
7014072 MLS
9.1 acres in Pinal County's growth corridor -- SR zoning, no deed restrictions, and subdivision potential • 9.1 acres | SR zoning | no HOA, no deed restrictions • Dirt road access via recorded easements; electric nearby with electrical easement • Private well required (Pinal AMA); engineered septic required; propane gas; Starlink compatible with strong Verizon signal • Gently flat Sonoran Desert terrain with native vegetation, saguaro cacti, and a wash feature on property • Horses allowed; manufactured home allowed; minor land division survey completed Positioned along the Phoenix-Tucson corridor continues to draw rural residential buyers and investors to affordably priced parcels like this one. Suited for a rural residential build, equestrian use, or land investment.

002 -M Escrito Road Unit -, Florence
$155,000
6999910 MLS
Premium horse property , mature trees and saguaro cactus, BORDERING STATE LAND North side of the property line , BEAUTIFUL VIEWS. SELLER FINANCING.

5AC N Gunsight Lane, Florence
Start Your Search

All information should be verified by the recipient and none is guaranteed as accurate by ARMLS. Copyright 2026 Arizona Regional Multiple Listing Service, Inc. All rights reserved.